Chamber and committees

That level of detail is really helpful. Do you or your members have any indication of any properties in which residents are finding that increased premiums, before remediation happens, are simply unaffordable, and are some buildings going uninsured?

I will go to Alastair Ross first. How, since Grenfell, has the insurance industry adapted to provide home owners or tenants with affordable insurance in buildings that are clad with potentially combustible materials? Are there different approaches to different parts of the UK, or is the insurance industry acting in a regimented way across the piece when it comes to providing insurance for home owners or tenants?

I have no comments, but I will declare an interest in relation to the private residential tenancies and assured tenancies regulations as I am the owner of a private rented property.

I have a final question for you, Alastair, because you touched on your experience of working on the Welsh stakeholder group. On the process of cladding remediation—rather than assessments and everything that goes before that—where are we in Scotland in comparison to England and Wales? I know that Wales already has a number of schemes in operation, including the pact with developers, loans and different funds. Where are we on progress on actual remediation of the problem?

I have a question for Calum McQueen and Nigel Sellars. Do surveyors and fire safety assessors still have difficulties getting indemnity cover for their work, or has that got a bit easier since we last covered that topic a year ago?

Okay. That is really helpful. Thank you.

I have a quick question. The planning process has neighbour notification, which means that people who will be affected by a change will be proactively notified, but, with the other regimes that would remain in place, whether that is licensing or roads, there is no neighbour notification, which means that there is a danger that people would need to proactively seek out any changes rather than being notified by an authority. Is that the case?

Thanks. I bring in Craig McArthur.

Alison MacLeod, do you have anything to add?

Okay.