Chamber and committees

We are looking at where there are gaps in that information flow. Where are the gaps? How could the information flow be improved?

In your experience, that has been a recurring problem.

That is interesting.

I will move on to something else. The Scottish Government intends to use regulations to introduce information disclosure orders and to add inhibition to the options that are available under a summary warrant. Do you support the introduction of information disclosure orders? If so, how will they improve the diligence landscape for creditors? I will come back to Cheryl Hynd on that one.

There is one final issue that I want to raise. What impact will the addition of inhibition to the summary warrant options have? Will it make things better or worse for debtors who own their homes?

Is there a way past that?

Roderick Macpherson, do you want to comment?

However, you have gone outside to get consultant support. At least, Scottish Canals has.

It has spent £500,000 on that, with another £100,000 in the past financial year.

That is quite a lot of money.

It is not as quick as you might think, is it?